F&I PRODUCT DISTRIBUTION

Build a stronger F&I offer. Structure how it reaches the customer.

Novara brings together KM+ mechanical protection, Chubb insurance solutions and complementary F&I products authorized by your dealership inside one clearer, more consistent distribution model.

Dealership-controlled portfolio · Structured by Novara
F&I portfolioDistribution overview
Ready
Active categories3
Portfolio statusConfigured
Mechanical protectionKM+Active
Insurance solutionsChubbActive
Complementary productsDealer authorizedConfigured
THE REAL DISTRIBUTION CHALLENGE

The products may already be available. The offer can still lack structure.

Performance depends on how products are selected, positioned, explained and presented consistently across the dealership.

Advisor-to-advisor variation

The offer changes depending on who presents it.

Unclear positioning

The role of each product is not always clear.

Limited visibility

Leadership cannot easily see what is actually presented.

Inconsistent experience

Presentation quality varies across files.

THREE PRODUCT PILLARS

A portfolio built around protection, flexibility and dealership control.

01
KM+

Mechanical protection

Protection against unexpected mechanical breakdowns beyond the manufacturer warranty across multiple vehicle categories.

  • Multiple vehicle categories
  • Protection beyond factory coverage
  • Plans aligned with customer needs
02
CHUBB

Insurance solutions

Solutions supported by Chubb’s partnership expertise and integrated into the customer journey according to authorized products.

  • Recognized insurance expertise
  • Integrated customer journey
  • Program-specific eligibility
03
DEALER AUTHORIZED

Complementary F&I products

Additional products can be integrated without forcing a closed portfolio or replacing existing relationships.

  • Flexible portfolio
  • Approved products
  • Existing relationships preserved
THE NOVARA LAYER

Partners provide the products. Novara structures the integration.

Novara organizes the portfolio, clarifies the role of each product and creates a common framework for advisors, customers and leadership.

KM+Mechanical protection
ChubbInsurance solutions
Authorized productsDealer portfolio
NOVARAPortfolio structure
Advisors
Management
Customers
PORTFOLIO CONFIGURATIONDealership setup
Active
KM+Included
ChubbIncluded
Complementary productsAuthorized
Presentation rulesConfigured
DocumentationCentralized
CONFIGURED FOR YOUR DEALERSHIP

Your portfolio. Your priorities. A Novara structure.

Each dealership defines the products it wants to distribute, presentation priorities and the parameters applicable to its organization.

WHAT DEALERSHIP LEADERS GAIN

A stronger offer, supported by a clearer operating model.

Consistency

One common framework across advisors and locations.

Credibility

Established partners and clear documentation.

Flexibility

Integrate authorized products without losing control.

Performance support

A stronger structure to present, follow and measure.

GOVERNANCE AND CLARITY

Structured distribution—not an improvised multiplication of products.

Products remain subject to eligibility criteria, contracts, supplier conditions and dealership authorization. Novara helps maintain a clear portfolio without replacing applicable obligations.

BUILD YOUR F&I OFFER

Build a clearer, more coherent portfolio for the reality of your dealership.

Discuss your current products, priorities and opportunities to strengthen the structure of your F&I offer.